Tuesday, April 21, 2015

 
Personal Banking Minimize

Preston National Bank offers a variety of checking accounts designed to meet your individual financial needs. We are proud of our reputation as a local, independent, decisive bank where getting to know you is a priority, not just a statement.

PNB Online Consumer Loans
Personal Checking VISA ® Check Cards
Basic Checking Retirement Planning / IRAs
Now Interest Checking VISA ® Credit Cards / Mastercard
Savings Accounts Safe Deposit Boxes
Money Market Accounts 24-Hour Telephone Banking System
Certificates of Deposit Other Convenient Services
 

 

This checking account has unlimited check writing privileges, with no service charge as long as you maintain an average daily balance of $750.00. Should the balance fall below $750.00, a monthly service charge of $10.00 will apply. Your check card transactions are free. A minimum opening deposit of $200.00 is required.

If you write less than 10 checks per month and maintain less than a $750.00 balance then this is the checking account for you. A low monthly service charge of $3.00 will apply. No minimum balance required. If you write more than 10 checks there is a $.50 fee for each additional check. Free check card transactions. A minimum opening deposit of $100.00 is required. Now accounts are for personal banking only.

Our Now Interest Checking Account offers unlimited check writing privileges, with a competitive interest rate. Should the average daily balance fall below $1,500.00 a $10.00 service charge will apply. Interest is paid monthly on the average collected balance. Free check card transactions. A minimum opening deposit of $500.00 is required. Now accounts are for personal banking only.

Saving is made simple at Preston National Bank. A minimum deposit of $200.00 is required. Interest is paid and statements are mailed quarterly. If you have any electronic transactions your statement is mailed monthly. A minimum balance fee of $5.00 may be applied every quarterly statement cycle if the average daily balance for the quarter falls below $200.00. The first 3 withdrawals per quarter are free. After the third a fee of $2.00 each will apply.

Our Money Market account requires a $2,500.00 minimum deposit. Interest is paid monthly on the average collected balance. Should the balance fall below $2,500.00 at any time during that month, a $10.00 service charge will be applied. Withdrawals are limited to 6 third party or pre-authorized transfers per monthly statement cycle, with no more than 3 by check. Withdrawals made in person are unlimited. Contact us at (972) 960-6000 for rate tiers and current interest rates.

Planning for your future can start with a minimum deposit of only $1000.00. Preston National Bank offers a variety of CD terms ranging from 30 days to 5 years, with competitive interest rates. Contact us at (972) 960-6000 for current interest rates. There may be penalty for early withdrawal.

Now you can use your VISA ® Check Card instead of writing checks. No waiting for check approval. The amount is deducted from your checking account and there are no transaction charges. You get a receipt for easy record keeping and every transaction is detailed on your regular statement. Your VISA Check Card is also your personal ATM card. Subject to credit approval.

If PNB VISA ® Check Card is lost, stolen or found call 1-800-472-3272.

Retirement Planning / IRAs

Need a Tax-break? At Preston National Bank, you have your choice of SEP, Roth or Traditional IRAs. Its never too late to begin saving.

VISA ® Credit Cards / Mastercard

Need a VISA ® Credit Card or Mastercard with a low Annual Percentage Rate? Contact us today! 

If PNB VISA ® Credit Card/Mastercard is lost, stolen or found call 1-800-325-3678.

Protect your valuables and important documents with a safe deposit box. Box sizes are 3x10, 5x10, and 10x10, at low annual rates.They are not FDIC insured.

24-Hour Telephone Banking System - (972) 716-0062

With Preston National Bank's 24-hour Telephone Banking system you can obtain account balances, determine when a check has paid, and transfer funds between your accounts with a simple phone call. Call (972) 716-0062 to access your accounts day or night.

Other Convenient Services

Preston National Bank offers a variety of other convenient services including:

  • Personal loans
  • Bank by mail
  • Notary public
  • Savings bonds
  • Wire transfer of funds
  • Cashier's checks
  • Money orders
  • Gift Cards

 

 

 

 

 

  
 
  Contact Us Site Contents Home

Member FDIC Equal Housing Lender